Conservative (No Changes)
Same spending. No side income.
Moderate (15% Cut)
Cut spending by 15%. Monthly burn drops to $.
Aggressive (25% Cut + $500/mo Side Income)
Cut spending by 25% + earn $500/month on the side. Net drain: $/mo.
What Your Number Means
If Your Runway Is…
Your Priority
Under 2 months
URGENT — Cut expenses TODAY. Start any income. File unemployment.
2–4 months
TIGHT — Reduce spending. Start side income. Network hard.
4–6 months
PLANNING — You have time. Cut expenses, job search methodically.
6+ months
BREATHE — Cushion is solid. Find the RIGHT role. Don't panic-accept.
This is the simplified version.
The AI Layoff Survival System includes 3-scenario modeling with exact calendar dates, COBRA vs. Marketplace comparison (most people overpay by $1,800/month), 401k rollover decision tree, unemployment filing kit by state, debt strategy with hardship call scripts, a 30-day action calendar, and a job offer evaluator — all powered by AI using YOUR numbers.
Copy and share your runway snapshot — or save it for your own reference.
My Runway Snapshot
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months of runway
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Calculated at layoff-money-map.pages.dev
Get the full system → clearcourse.gumroad.com
IMPORTANT DISCLAIMER: This calculator is for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. It does NOT constitute financial advice. It is a simplified cash-flow projection tool. Actual runway depends on your spending decisions, unexpected expenses, income opportunities, and state/federal program availability. The creators of this tool are not financial advisors, tax professionals, or attorneys. No advisor-client relationship is created by your use of this tool.